So the financial planning process looks like this No.1) book an insight session. In that session we actually go deep to find out what it is you really want and do we need financial advice on the strategy and tactics or do we want mindset advice. Either is fine. No.2) We Then start to work with you more deeply and collect the data about what you have, what’s missing and start to create a gap analysis. No. 3) We’re checking with you along the way as as we explore this information we need to ask a bucket load more questions about this option versus that option versus the other option. And No. 4) We then come back and we present that advice to you and make sure that you fully understand it. The 5th part of that is you deciding that you want us to implement for you so that the process is as easy as it possibly could be. And No. 6) Is that you then say we want you to look at this each year and make sure that we’re on track not just for now but for next year the year after the year after that and make sure that you’re going to achieve those goals over the long term.